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Buy now Breathe easy Interest Free*

*Approved applicants only. Fees and T&Cs apply.

Why not take advantage of Buy Now Pay Later Interest Free* Finance Apply online today! It's really simple.


Apply today

1. Apply

Apply online in minutes (you'll need to be over 18, a permanent Australian resident and earning over $25,000 full time)

2. Accept

Upon approval, you'll recieve an SMS with important information about your Skye account and a 4 digit code to accept

3. Authorise

Visit our store and purchase what you want. To authorise the purchase, you'll need to enter a second 4 digit code SMSed to you

4. Enjoy

Enjoy your purchase! You'll recieve a welcome pack with your card within 10 days and monthly statements showing the minimum payment and due date


Why choose SKYE?

90 day breathing space

90 days Interest Free and no repayments on every card purchase^

Take control with more choices

Ability to convert card transactions of $250 or more to a 9, 12, or 15 month Interest Free Installment Plan for a small establishment fee#

No international transaction fees


Learn more about Skye Mastercard


Terms and Conditions

*Approved applicants only. Fees, terms, conditions & minimum finance amounts apply, incl $99 Annual Fee charged on the account open date and annually on the anniversary of that date. Annual Fee must be paid in full within 90 days or it will attract interest. ^90 days Interest Free and no repayments available on all Skye Mastercard purchases (excluding cash withdrawals). Any outstanding balance after the 90 day Interest Free and no repayment period reverts to the standard Card Purchase Rate. Minimum monthly repayment may be required. Interest (charged at standard Expired Promotional Rate) is payable on the balance outstanding after any Interest Free term. See skyecard.com.au for current interest rates. Credit provided by FlexiCards Australia